If you answer YES to the following questions you need a Credit Counselor:
- Are you only paying the minimum monthly payment?
- Are you above 50% of your credit limit?
- Are everyday expenses paid by your credit card?
- Are you incurring late fees or over limit fees?
- Are you using cash advances to pay other bills?
- Are you concerned about how much money is owed to creditors?
If "YES" was answered to any of the above questions. It is time to take that first step to getting out of debt. To receive a free consultation call us now at 1-800-511-5234.
Committed to our Community
Family Budget Services (FBSI) understands each individual's financial problems will vary from person to person. Our clients will have the benefit of speaking with an experienced certified credit counselor who will provide a more personal and helpful approach to their financial needs. The client will receive one to one attention as our certified credit counselor thoroughly explains all the various solutions to the client's financial dilemma.
The counselors of FBSI are all certified by The National Association of Certified Credit Counselors. Each credit counselor has received comprehensive training to thoroughly assist clients with their household budgets, proper use of credit, determining all options of debt repayment plans, and any type of social service referral.
The certified credit counselors of FBSI will assist clients by evaluating their total financial situation. The process will include assessing the monthly income and expenses, developing a sustainable budget, and determine the best solution to help the client become debt free.
An initial consultation with a certified credit counselor from Family Budget Services (FBSI) will educate the consumer and provide insight on the various methods to become debt free. FBSI is available to contact from 8:30am to 5:00pm Monday to Friday eastern standard time.
Credit Counseling Information
Family Budget Services (FBSI) provides financial education to its clients and the community about the importance of money management. Clients learn valuable information helping to make smarter choices towards their future.
FBSI also provides the following benefits in the credit counseling area:
- How to build up credit?
- How to manage credit properly?
- What is debt?
- Managing debt?
- Credit scores, credit reports and how to understand them?
- Sustaining a debt free lifestyle?
- Repaying debt?
FBSI gives the client the opportunity to benefit from the library of educational resources created to provide the information to have financial freedom.
Educational courses include:
- Money management
- Saving for the future
- Proper use of credit